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Selling a house facing repossession

If you are behind on mortgage payments, acting early gives you the most options. Speak to your lender, and get free, independent advice before making any decisions.

Free, no-obligation offerAny condition considered
  • Cash buyer
  • No estate agent fees
  • No obligation
  • Any condition
Property→Details→Selling situation→Your details

What's the postcode of the property?

Free, confidential and with no obligation to sell.

No obligation. Your details are never sold on.

Get independent advice first

Free, impartial debt advice is available from organisations such as Citizens Advice, StepChange and the government's MoneyHelper service. They can explain every option available to you, not just selling.

Your lender may also agree a payment arrangement, so it is always worth contacting them.

Where a sale can fit in

If selling is the right route for you, a direct sale can offer a defined timeline. We cannot stop legal proceedings, and we will never pressure you into a decision.

How it works

Five clear steps from enquiry to completion

No listings, no viewings and no obligation at any point.

  1. 01

    Tell us about your property

    Share the address, condition and your situation using the online form or a quick phone call.

  2. 02

    We assess your property

    We research the local market and the property's condition, and arrange an inspection where needed.

  3. 03

    Receive your offer

    We explain how we reached our figure and put the offer to you clearly, with no pressure attached.

  4. 04

    You decide

    Take your time, compare it with an agent valuation, ask questions — or walk away. There is no obligation.

  5. 05

    Complete the sale

    Solicitors handle the legal work and we complete on a date agreed with you.

Get my free cash offer

Why us

Why House Buying Experts?

A direct purchase from a company that buys properties itself — with the detail explained up front.

No estate agent

No listing, no marketing photography, no open-market viewings and no agent commission on completion.

No renovation required

We consider properties in almost any condition. There is no need to repair, decorate or clear anything first.

No obligation

Receiving an offer costs nothing and commits you to nothing. Nothing is binding until contracts are exchanged.

A direct process

We buy properties ourselves rather than passing your details on, so you deal with the buyer throughout.

Flexible completion

Completion is agreed between you, us and the solicitors — quickly if you need it, or later if that suits you better.

FAQs

Facing repossession: common questions

It is more complicated, because the sale must clear the mortgage or the lender must agree to a shortfall arrangement. Speak to your lender and a solicitor before proceeding.

Related

Other situations we help with

Find out what we could offer for your property

Free, confidential and with no obligation to sell.

Tell us about your property and we'll assess whether we can make you an offer.

Free, no-obligation offerAny condition considered
Get my free cash offerCall 0191 922 2920